How about buying a new home for no money down? Most home builders are hurting right now, sales of new construction are down. If you’re thinking about buying a new home, think about going zero down. Home builders are using all sorts of incentives to get people to buy their homes. Free basement finishing, gourmet kitchens, plasma TV, and the one I like the best twenty thousand dollars for upgrades and incentives. Twenty thousand dollars will get you a home for no money down plus with plenty of money left over to add a few nice touches.